Canadian Small Business Financial Resources: The Complete Directory

Secure portal for GST/HST, payroll, corporate income tax. File returns, make payments, authorize representatives, and view correspondence online.

Central SME landing page for tax obligations, deadlines, payroll, and program accounts. Starting point for any owner navigating federal obligations.

Step-by-step checklist covering business number registration, filing obligations, GST/HST, payroll accounts, and record-keeping.

Registration, collection, input tax credits, filing, and remitting. Includes guidance on the $30,000 small supplier threshold and quick method elections.

Free, confidential service — a CRA officer meets with you in person or virtually to help understand your tax obligations. Valuable for sole proprietors.

What records to keep, in what format, and for how long. Electronic records requirements included. The six-year rule applies to most businesses.

Canada's largest federal R&D tax incentive. CCPCs can receive refundable credits of up to 35%. Often overlooked by tech, SaaS, and product-based businesses.

Definitive reference for CPP contributions, EI premiums, and income tax withholding. Includes remittance schedules and T4 filing requirements.

What can and cannot be deducted, including home office, vehicle, meals and entertainment, and capital cost allowance rules.

National survey of 500 Canadian SMEs conducted with Abacus Data. Key findings: 62% of owners do all their own bookkeeping, 34% cite cash flow as their top financial headache, and only 9% receive cash flow projections from their external provider. Free to access and cite.

Compare revenues and profits per employee against Canadian industry peers across 90+ sectors. Free, no login required. Particularly useful for advisory conversations around operating efficiency and cost structure.

The Canadian Federation of Independent Business publishes extensive research on SME business conditions, cost pressures, and regulatory burden. Their monthly Business Barometer is the most widely cited leading indicator for Canadian small business sentiment.

Official data on the Canadian SME landscape: number of firms, employment contribution, survival rates, and revenue distribution by industry and province. The authoritative source for Canadian small business demographic data.

2-minute assessment benchmarking your financial management across five dimensions: Financial Awareness, Forecasting & Planning, Decision-Making Quality, Financial Systems and Risk Management.

Enter the employee's salary, years of service, and province, and get an instant estimate of severance entitlement under employment standards legislation. Covers Ontario, British Columbia, and Alberta with separate outputs for minimum statutory entitlement and common law reasonable notice ranges.

Under the Canada Labour Code, federally regulated employees with at least three months of service are entitled to notice or pay in lieu. Employees with 12 or more months of service may also be entitled to severance pay.

The full text of Ontario's primary employment standards legislation. Covers minimum wage, hours of work, overtime, vacation, public holidays, leaves of absence, and termination notice requirements for Ontario-based employers.

BC's employer guide to wage and overtime requirements. Covers daily and weekly overtime thresholds, statutory holiday pay calculations, and exceptions for certain occupations.

The Alberta Employment Standards Code governs minimum standards for wages, hours of work, overtime, holidays, vacations, and termination notice for most Alberta employers and employees.

Employers are required to issue a Record of Employment within 5 calendar days of an interruption of earnings. This guide explains when ROEs must be issued, how to complete them, and how to file electronically.